Frequently Asked Questions

As one of the nation’s largest apparel, home accessories, jewelry, and beauty retailers, JCPenney has a national and private label portfolio of outstanding quality and exceptional value. He presented his credit card called JCPenney Credit Card. You can maximize your rewards if you enjoy shopping at JCPenney.JCPenney-Credit-CardBy registering and logging in to your JCPenney Credit Card account, you will have access to all JCPenny or JCPenny Mastercard credit card activities, including viewing account balances, account statements, invoices, tracking past transactions, scheduling payments, and setting up notifications. As we present our content about JCPenney Credit Card, as well as its registration, application, log-in, rewards, benefits, and mobile application, we are now going to prepare a series of questions and answers for your knowledge.

Frequently Asked Questions

What Are The JCPenney Credit Card Fees?

  • APR is 22.74% variable APR on purchases
  • Foreign transaction fees are 3% of each transaction
  • The cash advance fee is $10 or 5% of each cash advance, whichever is greater.
  • Late fees can be as high as $37.

How Can I Cancel The JCPenney Credit Card?

If you need to close your credit card account, don’t hesitate to contact customer service at 1-800-527-4403.

What Happens If I Don’t Use My New JCP Credit Card?

What if you never use it? Not once? They will likely close the account due to inactivity.

If you want to keep your account open, use it at least once every six months, even if you return what you bought.

If you just applied for a discount or see if you qualify and don’t want the account, contact the company to request closure. Be sure to mark it as “closed at customer request” when reporting it to credit bureaus, so it doesn’t tarnish you negatively.

Can I Use My Account At A Jcpenney Store Before Receiving My Card In The Mail?

Yes, bring a valid photo ID to the customer service area of ​​any JCPenney store, and you will receive a temporary card to use in-store that day. Your account will be honored 24 hours after approval.